If you are the parent of a teen driver, then the first meeting with your Marietta auto insurance agent after your child gets his or her license can be quite a shock. You knew auto insurance for teens wouldn’t come cheap, but you probably weren’t fully prepared for the numbers you heard.
If you have a teen that is getting ready to drive, then Marietta auto insurance that includes that driver is absolutely essential. Fortunately, adding a teen driver to your policy isn’t difficult, and there are a few tricks for getting that shocking number down just a bit. Read on to learn how.
Call Your Marietta Auto Insurance Agent
Call your agent and schedule a meeting to discuss your teen’s auto insurance. You can find out what information you’ll need to have on hand so that your agent can give you some solid numbers. Be sure to bring your child’s academic records, too, if your insurance agency offers rewards for good students.
Bring Your Teen Driver with You to the Meeting
Adding your teen to your Marietta auto insurance policy can be an incredible opportunity for a learning experience. He or she will be introduced to the world of obtaining insurance, and he or she will also see firsthand just how expensive it can be. Being involved in the process might even motivate your child to drive a bit more safely—and that’s always a good thing.
Ask about Teen Auto Insurance Discounts
Every insurance company is different, so the types of auto insurance discounts your teen may be eligible for will vary. Because of their high risk rate, teen drivers can almost double your auto insurance premium. Therefore, finding savings wherever they are available is almost essential.
Ask your Marietta auto insurance agent about the discounts your company offers. Some potential discounts can include being a good student, completing a defensive driving course, and owning a highly-rated vehicle in terms of safety.
Your Marietta auto insurance company may also offer discounts if you have multiple vehicles insured with their company, as well as if you have bundled several types of insurance with the company.
You might also ask if there are any teen auto insurance discounts available down the road if your child practices safe driving techniques. You may need to install a GPS tracking device in your child’s car in order to qualify for such a discount, so it’s worth asking about right away even if it will be several months before your teen has proven his or her eligibility.
Marietta teen auto insurance is expensive, no doubt, but there are ways to make it easier on you financially. At Waggoner Insurance, we are here to help. Give us a call today at 770-434-4000. We’ll be happy to answer any questions you have and help you get the most affordable, highest quality auto insurance available.