Health Insurance in Atlanta
Health insurance in Atlanta has become something of a hot topic in the past few years because of the Affordable Health Care Act. If you live and work in Atlanta, you may already have some form of health insurance, whether through employee benefits, self-obtained coverage, or State-funded programs. If you don’t already have health insurance, you should seriously consider getting it now.
Here are three reasons why:
1. Health Insurance will be Mandatory Soon.
According to the Affordable Health Care Act of 2010, all US citizens are mandated to seek out and obtain health insurance by January 1, 2014. That really doesn’t leave much time for Atlanta residents who are currently uninsured. If you don’t obtain coverage, you will be subject to a fine of $95 per individual or $285 per family per year. Those numbers increase dramatically in 2016 to over $2,000 per family. Arranging for health insurance now will help you to avoid headache and penalty later.
2. Health Insurance Can Help to Prevent Major Sickness.
Many people do not seek medical attention until their problem cannot be ignored any longer because they are unable to afford the expense without health insurance. Far too often, what could have been a quick, effective treatment evolves into a dangerous, expensive, or life-threatening situation. For example, a simple respiratory infection can often be treated with antibiotics. When left untreated, however, it can progress into deeper infections, pneumonia, or even sepsis. This can cause the need for hospitalization and extensive treatments, all because the patient was afraid an uninsured doctor’s visit would be too expensive.
3. Health Insurance is a Lifesaver in Unforeseen Emergencies.
Accidents happen every day, some more severe than others. In addition, we never know when a serious disease or disorder may manifest suddenly. Can you imagine trying to recover from a major injury or illness while you’re staring at a quarter million dollar or more medical bill? While most health insurance coverage does not pay for 100% of your expenses, a couple of thousand dollars in co-pays and deductibles is much more manageable that a couple of million dollars in uninsured medical bills.
If you are in need of health insurance in Atlanta, contact us at Waggoner Insurance. You may request a quote online or call 770-434-4000 to speak to an agent today.